Consolidating debt to lower my monthly payments
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Expired |
| Grade: | C | DTI: | 12% |
| Lender Rate: | 33% | Borrower: | no9681 |
| Finished | State: | IL | |
| Funded: | 38% | Group: | (No Group) |
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Purpose of loan:This loan will be used to pay off a credit card and some personal loans that I borrowed from family to finalize a divorce. This loan would lower my overall monthly expenses down about $250.00. My financial situation: I am 26 years old and coming out of a divorce looking to get my finances back in order.I am a good candidate for this loan because I have solid work history and am just looking for a small loan to lower my monthly expenses. I have a good amount of monthly income with a secure job that I have been employed with for a little over 6 years. My credit is only rated at a C but that is becuase when I was younger 18 or 19 I didn't make good choices with my credit but that was a lesson to me that I have long ago learned and I am more resposible now. This loan is a reposted loan the first loan I posted I felt I didn't fill out enough on, and on my first posting it showed that I have 2 delequencies on my credit history that I did not know about. So I will be getting them taken care of ASAP by getting a copy of my credit report and contacting the three credit companies. The only loans I have are a car loan, cell phone and one small credit card with a credit line of $500 and none of these accounts are past due. I pay my all of my bills on time and never miss a payment. Monthly net income: $ 3200 Monthly expenses: $ 2160 Housing: $ 350 Insurance: $ 200 Car expenses: $ 335 Utilities: $ 200 Phone, cable, internet: $125 Food, entertainment: $200 Clothing, household expenses $ 200 Credit cards and other loans: $ 550 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 362417 | Paying Off My High Interest Credit Card | C | $4,000 @ 21% | Jul 05, 2008 | Withdrawn |
| 363779 | Consolidating debt to lower my monthly payments | C | $4,000 @ 25% | Jul 08, 2008 | Withdrawn |
| 370873 | Consolidating debt to lower my monthly payments | C | $2,000 @ 35% | Jul 21, 2008 | Loan created |
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