p2p lending at lending club
End my 22.9% relationship w/ CITI
Homeownership Verified

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Listing Information
Amount: $7,500.00 Status: Loan created
Grade: A DTI: 28%
Lender Rate: 11% Borrower: bigphilud
Time Left: Finished State: DE
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-07-22 EricsCC ROI: 10%
Status History
Jul 22, 2008 Current
Purpose of loan: 
Pay off my Citibank card which just adjusted to 22.99%. I fell victim to one of the most common credit card pranks - they changed my due date and I missed a payment (just like they wanted me to).   

My financial situation:
Other than this stupid citi card, I have never made a late payment in my life. I have a great job and am financially responsible.  I have been a prosper lender for a while now and have made about $3300 in loans. This will be my third prosper loan. Like the previous two, this loan will likely be paid off early - probably in about 18-24 months. 
Borrower's Other Listings
18617 Safety Net and Reinvestment A $3,000 @ 10% Jun 09, 2006 Loan created
80607 Credit Card Refi + Lend $1000 A $5,000 @ 9% Jan 03, 2007 Loan created

 

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