Consolidating Credit Cards/Personal Loan

| Listing Information | |||
|---|---|---|---|
| Amount: | $14,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 0% |
| Lender Rate: | 18% | Borrower: | ajg515 |
| Finished | State: | MI | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-29 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Jul 27, 2008 | Current |
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Purpose of loan: This loan will be used to? pay off my credit cards and a personal loan. I had one credit card paid off completely a few years ago but my dog became ill with bloody noses and elbow problems. She had to keep going to the vet, had tests run, and was on a lot of medication. Sadly, she died at the end of last August. Also, I lent money to my parents and even ended up buying their house last year to help them out. My sister lives with me and pays half the bills but she is not listed on the mortgage because she is going through a divorce. While I do notice my personal loan is getting smaller, the credit cards don't seem to decrease much even though I pay over the minimum. I want one loan to consolidate everything and be debt free in three years. My financial situation: I am a good candidate for this loan because? I do pay my bills every month. I do have good credit and have never missed a payment or been late with a payment. I have a stable job and have been at the same job for almost eleven years. I also do some other work on the side to supplement my income. I am very dedicated to my responsibilities and would not default on an obligation. Thank you for your consideration. |
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