Invest in Prosper - Minor Home Improvement
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Withdrawn |
| Grade: | A | DTI: | 17% |
| Lender Rate: | 11% | Borrower: | BAEVentures |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
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Purpose of loan: This loan will be used to? Invest back in Prosper as well as to install wood floors in my den. In terms of the re-invest in Prosper, I just recently put my first thousand in, but have worked the numbers everyway possible (in addition to looking for previous Prosper loaners and endorsers) and should have no problem making 18% pretty consistently. Of the $7,000, $4-5,000 will be re-invested in Prosper with the remaining to take care of my wood flooring. My financial situation: I am a good candidate for this loan because ... I have a steady job. I work full time as a consultant/contractor for a very large telecommunications company. My consulting firm has a 15 year history with them. The recent inquiries on my credit report were all due to the purchase of mine and my wifes first home. Purchase price of $235,000 and we put $47,000 down. The standing credit balance it says I am revolving is not entirely accurate. This is the credit balance that bounces around on my personal card that I use for company expenses (free miles yay). It is paid off more or less in full every two weeks when I get paid. I do not use my CC for any personal purchases. I earn over $50,000 a year salary, in addition to savings off per-diem and living expense free 5 days week (travel Sunday-Friday). My wife earns enough to cover everything she needs so her income is not pertinent. Even if something was to happen and every loan I made went bust, I would still have no problem paying this loan back. I am also expecting a bonus as of Christmas that should be in the neighborhood of $5000-$6500. Monthly Net Income - $4,500 Monthly Expenses - $2,760 Housing: $ 1500.00 (including taxes) Insurance: $ 175.00 Car expenses: $410 Utilities: $ 175.00 Phone, cable, internet: $100.00 Food, entertainment: $ 300.00 Clothing, household expenses $ 100.00 Please feel free to ask me any questions. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 369361 | Invest in Prosper - Minor Home Improvement | A | $2,000 @ 10% | Jul 17, 2008 | Withdrawn |
| 369365 | Invest in Prosper | A | $2,000 @ 8% | Jul 17, 2008 | Loan created |
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