eBay Powerseller expanding online sales
| Listing Information | |||
|---|---|---|---|
| Amount: | $17,000.00 | Status: | Expired |
| Grade: | B | DTI: | 52% |
| Lender Rate: | 25% | Borrower: | Station10 |
| Finished | State: | IN | |
| Funded: | 7% | Group: | Doc's Credit Community Join Now! |
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This is a relist of a recently fully funded loan request that I had to withdraw. I had listed my income to include all my income but just found out that Prosper only counts salaried income. I have rental properties and receive income from them but that is not verified by Prosper. I apologize for those that had bid on my previous loan. I was not trying to deceive anyone and have withdrawn that listing and corrected my listing. thank you all for your time and consideration of this new request. I am a self-employeed small business owner. I have owned my own retail store for 19 years and about a two and a half years ago started an ebay consignment store in conjunction with my retail store. After about six months I realized that I could do much better selling my own items rather than trying to unload other people's junk. Within months I then attained powerseller status and my ebay business has been growing steadily. I currently have about 2800 items listed with the majority being smaller gift items (webkinz, shining stars, ty beanie babies, blankets, inspirational and religious items) and also many larger items (ashley table lamps, sofa, recliners and other furniture). Last holiday season was very good for me and I shipped out an average of 100 items a day. I have spent the past year streamlining my operations and building up my inventory. I used my first loan from prosper to help acheive the level I'm at now. I have automatic payments taken out of my account and have not been late on any of my payments to Prosper. My current plan of action is to develop other online sales venues. Specifically I want to have my own retail website developed. I currently have a fairly large following and would like to start converting my sales off ebay (that way I won't have to pay listing fees & commissions). I am a member of the Internet Mechants Association (IMA) and have attended several of their conferences on internet marketing & sales. I am also a member of PeSA (Professional Ebay Sellers Alliance). I maintain a 99.9% positive feedback rating on ebay with over 12,000 total feedbacks received and only 7 negative feedbacks. I strive to provide excellent customer service and take my business very seriously. This loan will help fund the development of my own website and also provide some needed capital to acquire additional inventory. My debt to income ratio is a little high because Propser does not let me include my wifes income for the loan request although she is on all of our bank loans. In addition to our retail store and ebay business, My wife and I also own a duplex, triplex, and 4 rental homes. I am very active in my local community and have been a volunteer firefighter for over 14 years and also am an active member of our church. I appreciate the time you have taken to review and consider my loan request and would be happy to answer any questions you may have or if you are interested in viewing my ebay store please search for seller: myauctionsource. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 29404 | eBay Powerseller seeking more inventory | B | $15,500 @ 15% | Aug 06, 2006 | Expired |
| 36623 | eBay Powerseller looking for Loan | B | $6,000 @ 14% | Sep 04, 2006 | Loan created |
| 311430 | eBay Powerseller expanding online sales | B | $21,000 @ 13% | Apr 16, 2008 | Expired |
| 347977 | eBay Powerseller expanding online sales | B | $19,000 @ 20% | Jun 10, 2008 | Expired |
| 352016 | eBay Powerseller expanding online sales | B | $19,000 @ 24% | Jun 17, 2008 | Expired |
| 356308 | eBay Powerseller expanding online sales | B | $18,500 @ 25% | Jun 24, 2008 | Expired |
| 360525 | eBay Powerseller expanding online sales | B | $17,000 @ 18% | Jul 01, 2008 | Withdrawn |
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