p2p lending at lending club
Consolidating all credit card debt under lower interst rate

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Listing Information
Amount: $3,500.00 Status: Loan created
Grade: A DTI: 34%
Lender Rate: 11% Borrower: dosxx1985
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-07-24 EricsCC ROI: 10%
Status History
Jul 24, 2008 Current
Purpose of loan:
This loan will be used to?
My first loan with Prosper will be a debt consolidation loan to pay off high interest credit card debt.

My financial situation:
I am a good candidate for this loan because?
I have stable employment and have been a civil service employee for over seven years. I have been consistent paying  my credit obligations.  Combined with my wifes income (equal to my own) I am more than sure that I can handle the payment.

I realize on my current credit I show outstanding unpaid amount of $52 this has been taken care of and I am waiting for it to come off my credit record.  The $52 was due to an unpaid Share of cost fee when my son visited the emergency room.  When I called the credit agency they said the amount was paid but it actually was under my name and not my social security number because my wife originally took my son to the emergency room!


My expense breakdown
RENT $750
CAR LOANS $370
UTILITIES $100
PHONE INTERNET CABLE $100
FOOD$300
CREDIT CARDS $250
Borrower's Other Listings
296408 Consolidating all credit card debt A $6,000 @ 18% Mar 20, 2008 Withdrawn
307742 Consolidating all credit card debt under lower interst rate A $4,500 @ 17% Apr 11, 2008 Expired
356594 Consolidating all credit card debt under lower interst rate A $4,500 @ 12% Jun 24, 2008 Withdrawn
360199 Consolidating all credit card debt under lower interst rate A $4,500 @ 16% Jun 30, 2008 Expired

 

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