Eric's Credit Community

Hi there, I am a well paid, responsible registered nurse seeking to consolidate

1. Credit card debt acquired from emergency home repairs.
   
2. Debt acquired from a child in a Private School for special learning needs
3. Debt acquired for educational testing for a child with special learning needs.
   

I work very hard, and I am proud of what I do. I have two jobs, one where I am on call and make a good living. I wasn't always responsible with my finances. I have a past,bankruptcy discharged in 2001. Since then however, I learned quickly from my mistakes, and my credit has not only been repaired, but is good. I earn about 7400 monthly gross salary from one of my jobs, I clear about an average of 1200 from my on-call job, and an additional 200/month from child support. Of course, I have bills to pay, the breakdown looks like this?Monthly net income: $ 6600

Monthly expenses: $
  Mortgage/HOA: $ 2427
  Insurance (home/auto): $ 220
  Car expenses (including gas): $ 600
  Utilities: $ 110
  Phone, internet: $ 100
  Food (raising a teenage daughter) : $ 400
  Clothing, household expenses $ 150
  Credit cards and other loans: $ 1000

  TOTAL : $ 5007

I have a nice cushion available to pay off my debt, and a consolidation loan will of course be integrated into the already existing expenses. My main goal at this point is to consolidate debt to simplify my life.
Hopefully you can take my case into consideration.
Thanks
-m