Good Prosper Borrower/Lender Seeks Loan for New Business
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Expired |
| Grade: | A | DTI: | 34% |
| Lender Rate: | 15% | Borrower: | kloans517 |
| Finished | State: | IL | |
| Funded: | 21% | Group: | (No Group) |
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Purpose of loan: This loan will serve the purpose of providing me with startup money to open an independent bookstore in Chicago. I am a 7+ year veteran of the bookselling industry, having worked for companies both corporate and independent in various positions, including management. Though the bookselling industry is experiencing a downturn, independent stores are unable to keep up with the times and large chains are on the brink of closing shop, I believe that this is an opportunity for a independent renaissance. With larger stores abandoning high traffic areas for the bland and banal malls, now is the time for the independents to step in to give the rushed crowds the customer service and patience that they deserve. I have my eyes set on a high-traffic establishment in downtown Chicago with an already established customer base. All I need is a little luck and a little startup cash. My financial situation: I hold a steady job and do not live above my means. I have several money market, stock and savings investments and also loan money through Prosper.com. All utility bills, rent, and credit card debt is paid monthly. I have no outstanding or delinquent payments and am extremely cautious about staying up to date on my payments. My only current debt is the outstanding Prosper.com loan I took out 6 months ago. I have made all monthly payments on time and am simply looking to create something for myself. Thank you for your consideration. Feel free to contact me with any questions. Monthly net income: $ 1800.00 Monthly expenses: $ Housing: $ 375.00 Utilities: $ 100.00 Phone, cable, internet: $ 65.00 Food, entertainment: $ 200.00 Clothing, household expenses $ 100.00 Credit cards and other loans: $ 129.00 Other expenses: $ 200.00 Savings/Investments: 500.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 139295 | Credit Card Consolidation - Debt Free Me | AA | $5,000 @ 9% | May 17, 2007 | Loan created |
| 238105 | Good Prosper Borrower/Lender Seeks Lower Interest Rate | AA | $4,000 @ 7% | Nov 27, 2007 | Loan created |
| 361494 | Good Prosper Borrower/Lender Seeks Loan for New Business | A | $20,000 @ 15% | Jul 03, 2008 | Expired |
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