Trying to break free of credit card debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 33% |
| Lender Rate: | 12% | Borrower: | Rodthagod |
| Finished | State: | NY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-17 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Jul 17, 2008 | Current |
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Purpose of loan: This loan will be used to consolidate all of my credit debt. I have been struggling since college to pay down my two credit cards but since the credit crunch and the lower wages that I get working for a not for profit organization I have been unable to make any sizable dent in my accounts with my credit cards' APR. I want to get my credit rating back into the mid 700s, eliminate my fairly high debt to income ratio, and get back on track with saving and investing. My financial situation: I am a good candidate for this loan because I have recently been promoted and have had more money to pay down my debt with. I'm consistent with payments and I'm just looking for a way out of those terrible credit rates that have only gotten worse in these times of the credit crunch. In addition I am looking toward a new career in the IT field (which was my other major in college) with considerably higher pay within the next few months as well. |
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