Paying off credit cards and braces
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 28% |
| Lender Rate: | 23% | Borrower: | suzy11589 |
| Finished | State: | KS | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-16 | EricsCC ROI: | 21% |
| Status History | |
|---|---|
| Jul 16, 2008 | Current |
|
Purpose of loan: I would like to consolidate all my debts. I have high interest credit cards and would like to consolidate them. I would also like to pay off my son & daughter?s braces. I would just like to have one payment instead of lots of small payments. I am currently paying $238.00 for braces and $160.00 on high interest credit cards. My financial situation: I'm a very hardworking ? I am currently working a full-time job and a part-time job. I have been in my current position for 2 years. I receive social security for my 3 children but have not included it in my income as I put it in their savings accounts for their use at age 18 (hopefully college). My husband also receives Social Security as he was in a disabling car accident 8 years ago. This left him with severe arthritis in both legs, smashed nerves in his right arm & hand, and a head injury. At the time of my husband?s accident, he had a very good job and suddenly that all changed. We went from a two income family to one. Wow, did this hurt. I was forced to file bankruptcy and have been trying very hard to rebuild my credit. My husband spent 3 months in ICU at a hospital an hour away. He spent a month in rehab. Basically, now I am left with 4 dependents to take care of. I WANT TO ASSURE EVERYONE WHO BIDS TO HELP ME OUT THAT MY LOAN PAYMENTS WILL BE TAKEN DIRECTLY OUT OF MY BANK ACCOUNT. THANKS FOR YOUR TIME AND CONSIDERATION IN MY LOAN. Monthly net income: $2839.00 Monthly expenses: $ 2633.00 Housing: $ 360.00 Insurance: $ 200.00 Car expenses: $335.00 Utilities: $ 200.00 Phone, cable, internet: $ 200.00 Food, entertainment: $ 600.00 Clothing, household expenses $ 300.00 Credit cards and other loans: $ 200.00 Other expenses: $ 238.00 THIS LOAN WILL FREE UP $438.00 PAID MONTHLY FOR BRACES AND CREDIT CARD PAYMENTS. THIS WILL ALLOW ME TO SAVE MONEY. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 360455 | Paying off credit cards and braces | B | $4,000 @ 21% | Jul 01, 2008 | Withdrawn |
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