p2p lending at lending club
Final Landscaping for Our New Home!
Homeownership Verified

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Listing Information
Amount: $15,000.00 Status: Expired
Grade: A DTI: 10%
Lender Rate: 14% Borrower: jkwally
Time Left: Finished State: MN
Funded: 38% Group: (No Group)
Purpose of loan:

We have just finished building our new home, where we will be residing for the next 20+ years while raising our two little boys (3 & 5)! The only item remaining to be completed is the final landscaping. We have received an acceptable bid of $17,300, and we will put $2,300 in cash into the project, financing the rest with Prosper. We could use a local bank, however they want a 2nd mortgage. We usually reserve this in case our business needs it, and the bank rate was not low enough to justify the 2nd mortgage. We have a great deal of equity in the home. ($300k +)

We are excellent candidates for this loan because:

We have been self employed for 10+ years and my wife handles all of the accounting and bookkeeper ing for our Company, We have grown the business steadily over the years. We are very diligent about our credit rating and expenditures, as evidenced by our A Credit rating,


Monthly Income (After Taxes) 11,825

Home: 6,350
Autos: 525
Utilities, Cable, Gas etc: 725
Insurances (medical & property) : 950
Credit Cards and LOC payment: 850
Misc Food & Expenses: 1,500

Thank you for considering our loan request!

Best Regards

Jeff, Kelly Alex & Max
Borrower's Other Listings
328993 Business Services Loan for 10 year Old Company AA $25,000 @ 20% May 08, 2008 Withdrawn
329202 Safe Bet Debt Consolidation Loan AA $18,500 @ 19% May 09, 2008 Withdrawn
331027 Relist: Safe Bet Consolidation with AA Credit! AA $5,000 @ 12% May 12, 2008 Expired
366996 Relist: Final Landscaping for Our New Home! A $12,300 @ 16% Jul 14, 2008 Expired
375849 Relist: Final Landscaping for Our New Home! A $7,500 @ 12% Jul 31, 2008 Loan created

 

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