p2p lending at lending club
A light at the end of the tunnel.
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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: B DTI: 0%
Lender Rate: 14% Borrower: louster
Time Left: Finished State: OR
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-07-22 EricsCC ROI: 12%
Status History
Jul 19, 2008 Current
Purpose of loan:
This loan will be used to pay for classes I am currently taking at (PSU) Portland State University.  I am in the process of obtaining a professionals certificate in River Restoration and Design.  These courses will enable my husband and I to expand our excavating services and my education in natural resources. 

My financial situation:
I am a good candidate for this loan because while I have been attending school I also help my husband with our businsses and take care of my two beautiful girls.  We are hard workers and are committed to our family, friends and obtaining a good lifestyle.  A few years ago my husband and I decided to consolidate our debt with CCCS of the Tri CitiesI (we) have never missed a payment and my (our) credit score has dramatically increased over the years.  I (we) are very focused on decreasing debt, increasing my (our) net worth and attaining an excellent credit score.   A few months ago we started a business called ACS Contracting LLC and our business is booming.  These courses at PSU will only ad to abilities to better serve or customers.  Our contracting business provides various services (i.e. excavation to natural resource management services).  I realize for some this kind of money isn't alot, however to our family every penny counts and we could sure use your help in developing our financial security. 

Monthly net income: $ 3600.00

Monthly expenses: $
  Housing: $ 485.00
  Insurance: $ 302.00
  Car expenses: $ 50.00
  Utilities: $ 150.00
  Phone, cable, internet: $ 200.00
  Food, entertainment: $ 200.00
  Clothing, household expenses $ 100.00
  Credit cards and other loans: $ 1570.00
  Other expenses: $ 100.00
Borrower's Other Listings
330377 A light at the end of the tunnel. B $12,000 @ 18% May 11, 2008 Expired

 

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