Getting Married and Starting a Family
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 10% |
| Lender Rate: | 10% | Borrower: | bobby0501 |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-18 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Jul 18, 2008 | Current |
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Purpose of loan: This loan will be used to pay for our wedding. Our Wedding will be a modest affair, well as modest as possible for a wedding with a 240 Person Invite List. My fiance and I met through my sister who also happens to be my fiance's best friend. We have known each other for more than 12 years, we have dated for the last 4, and we have lived with each other for the last year. We are extremely happy and are looking forward to starting our family together. My financial situation: I have worked at the same company for the last 8 years and have worked my way up the ladder and am now an Operations manager in charge of 75 employees. I have held the Operations Title for the last 6 months after working as the Process Improvement Manager for 3 years. My Fiance is a full time degree'd Preschool Teacher. Her income is not listed in any of my monthly incomes but is a part of our household income. Neither of us have much credit history, and early in my life I had some minor issues with credit which are still on my record. This has kept our credit rating lower than what I feel it should be. My only outstanding debt is my car loan, which has been paid on time since the inception of the loan. Monthly net income: $ 3900. ($5350 w/ the addition of my Fiance's income) Monthly expenses: $ 2580 Housing: $ 750 Insurance: $ 150 Car expenses: $ 690 (car loan + Gas) Utilities: $ 100 Phone, cable, internet: $ 120 Food, entertainment: $ 500 Clothing, household expenses $ 100 Credit cards and other loans: $ 170 Other expenses: $ --- |
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