p2p lending at lending club
Prosper please help me again!

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: E DTI: 44%
Lender Rate: 29% Borrower: romans828
Time Left: Finished State: GA
Funded: 100% Group: UtopiaLoans.com - Now Over $1 Million in Closed Loans!!
Loan Information
Loan Status: Current Origination Date: 2008-07-16 EricsCC ROI: 27%
Status History
Jul 16, 2008 Current




Purpose of loan:
This loan will be used to?
Pay off my credit cards and current Prosper loan.  Essentially this loan is necessary to give me the available breathing room to put myself in the position to start to repair and rebuild my credit.

My financial situation:I am a good candidate for this loan because?
I have proven my reliability with my existing Prosper loan, although life circumstances have caused some hinderance I was determined to prove myself again with my exisitng Prosper loan and I have done that. I have reliable and consistent employment will which allow me to pay the loan back. 

Monthly net income: $ 2000

Monthly expenses: $ 1459  
Housing: $ 450   
Insurance: $ 89  
Car expenses: $150  
Utilities: $ 100  
Phone, cable, internet: $90   
Food, entertainment: $ 80  
Clothing, household expenses $100   
Credit cards and other loans: $ 400

 

Borrower's Other Listings
2824 unanticipated expenses E $3,001 @ 17% Mar 21, 2006 Expired
4929 New Beginnings E $3,001 @ 21% Apr 04, 2006 Expired
5763 Second Chance E $3,001 @ 19% Apr 11, 2006 Expired
7998 Second Chance, A Little Help For Now E $3,001 @ 20% Apr 25, 2006 Loan created
253120 A Little Help For Now E $3,001 @ 24% Dec 19, 2007 Expired
356008 Help me consolidate bills to improve credit! E $5,000 @ 35% Jun 24, 2008 Expired

 

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