p2p lending at lending club
Raising credit and borrowing Experience

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: AA DTI: 8%
Lender Rate: 8% Borrower: Cleaner
Time Left: Finished State: NJ
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2008-07-15 EricsCC ROI: 8%
Status History
Jul 15, 2008 Current
Sep 25, 2008 Payoff in progress
Sep 30, 2008 Paid
 Im 25 years old. I attend work full time( actually more like 70hrs a week). I make roughly 5000/month give or take. Ive never been late on any payment at anytime. Ive neverborrowed money before and I fear that might hurt my future borrowings if they are ever needed, so I am doing this to increase my own credit rating and to increase the amount I can borrow for future planning such as a mortgage on another house etc... To be very honest I do plan to reinvest this money as well back into prosper.This small loan will cost me roughly 160/month over the 3 year period which is literallly nothing considering my income. Thank you for reading the description, I havent posted a picture because i feel if my credit score, lack of any credit problems and the minimal amount Im looking to receive arent enough to assure you, my picture is probably not going to help any. 
Borrower's Other Listings
54114 Raising credit and borrowing Experience AA $2,000 @ 8% Oct 27, 2006 Loan created
68808 Raising credit and borrowing Experience AA $5,000 @ 8% Nov 30, 2006 Loan created

 

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