p2p lending at lending club
Prosper or Bank loan ?????
Homeownership Verified

Click Here to view this listing on Prosper
Listing Information
Amount: $10,000.00 Status: Withdrawn
Grade: A DTI: 0%
Lender Rate: 17% Borrower: wtbr
Time Left: Finished State: TN
Funded: 100% Group: (No Group)
A friend of mine told me that I could probably get a better rate here on Prosper than at the bank.
Purpose of loan:

This loan will be used to consolidate all of the credit cards and a personal loan into one lower monthly payment. I plan to cut up all of the credit cards except for one Mastercard with a rate of 7%, to have if there were an emergency. This will enable me to put back more for savings, also I would like to start investing in prosper.

My financial situation:
My husband pays everything except for these few bills and my car note, (which will not be included in this, due to the fact that it will be paid off next year, and it is a 0% interest rate.) As you can see by my credit profile, I always pay my bills on time, and have no deliquencies.

My monthly net income: $2520.00 (this does not include my husbands)
Car/gas expenses: $50
Food:   $600.00
Credit Cards & personal loan: $515
Car note: $469



Borrower's Other Listings
352373 Paying off credit cards A $12,500 @ 3% Jun 17, 2008 Withdrawn
355135 Paying off credit cards A $12,500 @ 7% Jun 22, 2008 Withdrawn
358126 Can Prosper Beat Bank Card Rate A $11,500 @ 18% Jun 26, 2008 Expired
366199 Prosper or Bank loan ???Last try A $10,000 @ 13% Jul 12, 2008 Withdrawn
366256 Prosper or Bank loan ???Last try A $10,000 @ 17% Jul 12, 2008 Expired
377197 Bank Loan or Prosper A $10,000 @ 17% Aug 03, 2008 Withdrawn
380471 Tired of Credit Card Debit A $9,200 @ 20% Aug 10, 2008 Expired
384068 Relist-Tired of Credit Card Debit A $8,600 @ 16% Aug 17, 2008 Loan created

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here