Prosper or Bank loan ?????

| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Withdrawn |
| Grade: | A | DTI: | 0% |
| Lender Rate: | 17% | Borrower: | wtbr |
| Finished | State: | TN | |
| Funded: | 100% | Group: | (No Group) |
|
A friend of mine told me that I could probably get a better rate here on Prosper than at the bank. Purpose of loan: This loan will be used to consolidate all of the credit cards and a personal loan into one lower monthly payment. I plan to cut up all of the credit cards except for one Mastercard with a rate of 7%, to have if there were an emergency. This will enable me to put back more for savings, also I would like to start investing in prosper. My financial situation: My husband pays everything except for these few bills and my car note, (which will not be included in this, due to the fact that it will be paid off next year, and it is a 0% interest rate.) As you can see by my credit profile, I always pay my bills on time, and have no deliquencies. My monthly net income: $2520.00 (this does not include my husbands) Car/gas expenses: $50 Food: $600.00 Credit Cards & personal loan: $515 Car note: $469 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 352373 | Paying off credit cards | A | $12,500 @ 3% | Jun 17, 2008 | Withdrawn |
| 355135 | Paying off credit cards | A | $12,500 @ 7% | Jun 22, 2008 | Withdrawn |
| 358126 | Can Prosper Beat Bank Card Rate | A | $11,500 @ 18% | Jun 26, 2008 | Expired |
| 366199 | Prosper or Bank loan ???Last try | A | $10,000 @ 13% | Jul 12, 2008 | Withdrawn |
| 366256 | Prosper or Bank loan ???Last try | A | $10,000 @ 17% | Jul 12, 2008 | Expired |
| 377197 | Bank Loan or Prosper | A | $10,000 @ 17% | Aug 03, 2008 | Withdrawn |
| 380471 | Tired of Credit Card Debit | A | $9,200 @ 20% | Aug 10, 2008 | Expired |
| 384068 | Relist-Tired of Credit Card Debit | A | $8,600 @ 16% | Aug 17, 2008 | Loan created |
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