Recently Divorced and Need help to get started over
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 4% |
| Lender Rate: | 35% | Borrower: | goodvices |
| Finished | State: | IA | |
| Funded: | 100% | Group: | HR-Bad Credit BUT Good People! |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-15 | EricsCC ROI: | 33% |
| Status History | |
|---|---|
| Jul 15, 2008 | Current |
|
Purpose of loan: I am re-listing my loan, thank you to all those that did bid on my loan, you have no idea how much I appreciate all of you. I am taking it to minimum so that I can get started on what I need to accomplish withmy credit. I am recently divorced, within the last year. Had to start over with everything, and have had top pay off bills of my own as well as joint bills. When it is all said and done I shouldbe in pretty good shape. My credit does show delinquencies, the largest of which is a vwehichle that was repossed. It was joint credit, but it was the vehichle owned by and driven by my X husband. Unfortunately it was not something I knew was happening. I have entered into a repayment agreement with the AutoLoan, and can provide proof that I have been making those payments. Now my daughter and I have been living in a condo that I am leasing and wishing to buy. It is the perfect set up for us, right across from her school and only 3 miles from work. It is a very nice quite and safe place for a single mom to live. However in order to get an FHA loan approved I have to pay off a few more bills. They do total more than I am asking for, but getting some of them paid off will lead the way for me, and I can work extra to make money to apply as well. The obstacle I have is that the owner is really wanting this condo out of her name and could easily sell it out from under me, if that happened I am not sure what we would do. My financial situation: I am a good candidate for this loan because? since my divorce I have really worked hard to clean up my credit, paying off debts that we not only mine but his as well. Score was 410 just over a year ago....I have not missed a payment on anything since then and have re-establish some credit. The monthly expenses below, would change, as the credit and loans would be less, and the housing would be less as my payment would be approximately 775.00. I am also very dedicated to making sure my daughter is in a happy and safe living environment. She loves it here I will work very hard to make sure she can stay here. Thank you all again for reading and helping if you can. Pam Monthly net income: $ 2900.00 Monthly expenses: $ 1777.00 Housing: $ 850.00 Insurance: $ 21.00 Car expenses: $ 100.00 Utilities: $ 130.00 Phone, cable, internet: $101.00 Food, entertainment: $ 225.00 Clothing, household expenses $ 50.00 Credit cards and other loans: $ 300.00 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 350242 | Recently Divorced and Need help to get started over | HR | $5,000 @ 35% | Jun 13, 2008 | Expired |
| 354495 | Recently Divorced and Need help to get started over | HR | $1,500 @ 35% | Jun 20, 2008 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|