GARY COLEMAN (CASHCALL) is ruining me...
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 19% |
| Lender Rate: | 35% | Borrower: | TALefkowitz |
| Finished | State: | CA | |
| Funded: | 56% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
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Purpose of loan: For over 2 years, I've been stuck in a CASH CALL loan. This high-interest loan is eating me alive. I'm having problems paying down the principal as I've made 30 monthly payments at $332 (a pop) and I've paid down $2,400. I guess they apply majority of each payment towards interest first before knocking off the principal. This is a devastating loan and I did it when I was young stupid and desperate. Someplace we've all been. They are rip-offs and I want out. This loan will be used to? Will be used to pay off CASHCALL and my BOFA Line of Credit (please below for details) My financial situation: Is actually pretty good. I have a great job in TV Programming and Development at a huge media conglomerate and I've been able to pay off a good majority of my bills in the mean time. Please see below, as my credit accounts are way off there highs. I don't have a lump sum to get out of this CASHCALL loan and this is my main concern as this loan will not be paid off until 2016 and I'll have invested over $30,000. I am a good candidate for this loan because? Because my credit score is back on the rise as I am making good money. Again, my credit accounts are way off there maximums. I have been deligient in making monthly payment for over 2 years. Yes, at one point I had some deliquent accounts, but I was young, foolish, and not attentive to my finances. Ignorance is bliss. I PAID THEM OFF. Now I am old, much more responsbile, and able to recognize the mistakes in life I've made. Now, I need your help... Monthly net income: $ 6000 Monthly expenses: $ 2769/month Housing: $ 1000/month Insurance: $ 144/month Car expenses: $ 498/month Utilities: $ 50/month Phone, cable, internet: $ 100/month Food, entertainment: $ 400/month Clothing, household expenses $ 100/month Credit cards and other loans: $ 627 BANK OF AMERICA Line of Credit-$206/month BALANCE $2,112 (max $8000) BANK OF AMERICA Credit Car-$52/month BALANCE 2,027 (max $5000) CHASE Credit Card-$26/month BALANCE $726 (max 3000) ETRADE Credit Card-$111/month BALANCE $1,811 (max 5000) CASH CALL-$332/month BLALANCE $7,428 (max $10,000) Other expenses: $ I wish... |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 114479 | Tough times... please lend a helping hand... | E | $5,000 @ 25% | Mar 22, 2007 | Withdrawn |
| 115735 | Swap out of CashCall...Swap into YOU... Repair Credit... | E | $12,000 @ 20% | Mar 26, 2007 | Withdrawn |
| 374116 | RELIST: GARY COLEMAN (CASHCALL) is ruining me...PART II | D | $7,500 @ 15% | Jul 27, 2008 | Loan created |
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