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Consolidate Debt Into One Payment

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Listing Information
Amount: $13,000.00 Status: Expired
Grade: B DTI: 28%
Lender Rate: 27% Borrower: bigsclarion06
Time Left: Finished State: TN
Funded: 35% Group: (No Group)
Purpose of loan:
This loan will be used to pay off multiple credit cards and school loans.  I would love to consolidate all of these bills into one payment.  I always pay more than the minimum but it seems that my debt just isn?t going away.  I tried to go to a bank to get a loan but got denied, and then I found prosper while browsing on the internet.  It seems like a great idea and I am very optimistic that this will work.   I am a recently graduated college student who has obtained a degree in Accounting and I am now working to pay off the debt.

My financial situation:
I am a good candidate for this loan because I have a stable job as an Accountant making a little over 40k a year.  I am very tired of debt and now it has my full attention. I manage my expenses well, and I would greatly appreciate the help.  I could comfortably pay more than $550/month on a three year loan.  Having only one bill instead of 9 bills come in a month would make a tremendous difference in helping me achieve my goal.

Monthly net income: $ 2500

Monthly expenses: $ 1000
  Housing: $ 0
  Gas for car: $ 100
  Utilities: $0
  Phone, cable, internet: $ 0
  Food, entertainment: $ 150
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 700+
  Other expenses: $ 0
Living with family until I get rid of some of this debt.
Borrower's Other Listings
361367 Consolidate debt to better my family's future B $13,000 @ 19% Jul 02, 2008 Withdrawn
362061 Consolidate Debt Into One Payment B $13,000 @ 26% Jul 04, 2008 Withdrawn
365709 Consolidate Debt Into One Payment B $14,000 @ 27% Jul 11, 2008 Withdrawn
365715 Consolidate Debt Into One Payment B $14,000 @ 27% Jul 11, 2008 Expired
369632 Consolidate Debt Into One Payment B $9,000 @ 18% Jul 18, 2008 Loan created

 

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