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Army Officer / Physician Student consolidating

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Listing Information
Amount: $8,700.00 Status: Expired
Grade: D DTI: 38%
Lender Rate: 27% Borrower: ArmyDoc2B
Time Left: Finished State: GA
Funded: 19% Group: (No Group)
Purpose of loan:
This loan will be used to consolidated a few credit cards / loans and to pay for testing fees for physician certification.  I am a senior physician student graduating medical school in 10 mths. 

My financial situation:
I am a good candidate for this loan because I am very serious about paying my bills.  I have accumulated debt over the past several years due to 9 years of college while supporting a family.  We do not spend money on unneeded items.  I have never defaulted on any loans.  I am currently a US Army Reserve Officer and will be going Active Duty for 7 years in 10 mths immediately after graduating medical school.  I will be promoted to Capt.  My career depends on my meeting my credit obligations and any default on obligations is considered bad conduct and handled by garnishment of military pay.  My federal undergraduate and medical school loans are in deferment for 4 more years.  I will be receiving a raise next month and a substantial raise upon graduation.  Thank you for your consideration

Monthly net income: $ 5447.41

Monthly expenses: $
  Housing: $ 1150
  Insurance: $ 48
  Car expenses: $ 817
  Utilities: $ 210
  Phone, cable, internet: $ 108
  Food, entertainment: $ 300
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 764
  Other expenses: $ 32
Borrower's Other Listings
366354 Army Officer / Physician Student Relisting D $8,700 @ 35% Jul 13, 2008 Withdrawn
370034 Army Officer / Physician Student Relisting D $4,000 @ 35% Jul 19, 2008 Loan created

 

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