Owner Operator
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,500.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 27% |
| Lender Rate: | 35% | Borrower: | Nicko74 |
| Finished | State: | CO | |
| Funded: | 0% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
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Purpose of loan: Is to increase my income 3-5 times and I will prove it to you. 5,000 down with 700-1,000payments a month for 36mnts on semi with 2yr/200,000mi powertransmission warrenty. 2,000 down 425 payments a month for 18mths on reefer unit. 3,000 to become legal in all 48states. 5,500 for unforseen exspenses and security in beginning process. (explain what you will be using this loan for) My financial situation: Is 47,000 a year now . about 3,950gross and 3,000net a mth.Im paying down debt faster because my financial goal is to be out of those debts and ultimately totally out of debt with a Income 3,4 or even 5time more a year. which i will prove (why am i a good candidate for paying back this loan) Im a good candidate because my credit score has improved, ive made all my payments ontime and im paying more permonth on Truck and Prosper. Both will be paid off by end of this year. REAL EXAMPLE:I pick up a meat load paying 1562.98 to the penny. The exspenses are 67gallons of fuel at 4.78=320.00 say 20% tax is 312.00 total expsenses 632.00. Exspense Subtracted from the revenue is a profit of 930.00. Here is what i was paid .32cents a mi for a 406mi trip =130 + 3stops 15.00 each is 45 So 175.00. 175 goes into 930 "5times" that proof . thats about 2.30a mi to the truck. If i keep ave at 2.30 a mi and run 3200miles a week my net will be aproximately 7300.00a mth To pay for all exspense and future exspense if my loan is approved My monthly budget: Net income is 3000.00 Mortgage/rent: $934 Insurance: $54 Car expenses: $250 Utilities: $25 Prosper:$74.33 Bestbuy $23.20 Phone, cable, internet: $150 Fuel:$50 Food, entertainment: $600 Clothing, household expenses $50 Other expenses: $100 --------------------------------------- Total monthly expenses: $2310.now with new prosper loan add 2,295 plus2260=4505.leaving aproxamatly 2800 for savings and quicker pay back |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 124680 | payoff existing bill and to help a friend | E | $5,000 @ 20% | Apr 17, 2007 | Withdrawn |
| 126014 | Unexpected Travel Allowance back up and fees for condo | E | $4,000 @ 17% | Apr 19, 2007 | Withdrawn |
| 128710 | Unforseen Travel Allowance | E | $2,000 @ 20% | Apr 25, 2007 | Loan created |
| 354802 | Investing in trucking buisness | D | $10,000 @ 20% | Jun 21, 2008 | Expired |
| 365906 | engagment set | D | $1,500 @ 20% | Jul 11, 2008 | Expired |
| 389539 | Unforseen Auto repair and Debt Consolidation | D | $6,000 @ 32% | Aug 28, 2008 | Withdrawn |
| 391034 | Repairing my 4X4 plus conslolidating lowering mthly payments | D | $5,175 @ 31% | Aug 31, 2008 | Loan created |
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