Consolidate Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 30% |
| Lender Rate: | 14% | Borrower: | myblackbird |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-15 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Jul 13, 2008 | Current |
|
Purpose of loan: Hello! I am a professional photographer. I opened my own studio a couple years ago, and due to a series of unfortunate circumstances I went into credit card debt despite my studio being successful. My mother was diagnosed with cancer in which I had to care for her and spend most of my time with her. While I was away, my studio equipement was stolen, (around $10,000) in which I made the mistake of not having insurance. To get back in business, I had to utilize my cards to buy new equipment and get back on my feet. I was recently hired full time by a major retailer (stores in all 50 states) to be a full time photographer at their main office and studios. I shoot all of their product and models. I continue to run my studio on the weekends where I also make a very good amount of extra money. I am looking to get better rate on my credit card debt. My financial situation: I am a good candidate for this loan because? I have no late payments on any cards I have ever had, and pay all of my bills in full. Monthly net income: $ 4000 Monthly expenses: $ Housing: $ 0 - I moved in with my mother to help her and to pay off my bills. Insurance: $ 60 Car expenses: $ 80 Utilities: $ 50 - Moved in with Family Phone, cable, internet: $ 70 Food, entertainment: $ 100 Clothing, household expenses $ 150 Credit cards and other loans: $1000 Other expenses: $ 300 studio rent |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 306550 | Paying Off Credit Cards | B | $7,000 @ 12% | Apr 08, 2008 | Expired |
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