p2p lending at lending club
Everyone deserves a 2nd chance

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Listing Information
Amount: $1,000.00 Status: Expired
Grade: HR DTI: 29%
Lender Rate: 35% Borrower: chole10
Time Left: Finished State: NY
Funded: 26% Group: Sweet Holdings Group
About Me: Hi My name is Nancy I,am a mother of 3 and I have 5 grandchildren. I use to be a hairdresser (for years} and then decided to become a dog gromer, so I took a home school couse and begain my business,7 years later I,am doing well. I call my shop Lady And The Tramp Boutique. I have dozens ofl clients and my business is still growing. I presently have a loan through prosper i have paid more than half of it back. I have several more payments and then i am done.

Whats The Loan For: I need a loan to take care of the remaning few charge cards that  have high interest rates, also i have some small medical bills i would love to consolidate with the use of this loan. 
 
My Credit Rating:As you know my credit isnt, the best at this time but I can change that with your help . I want to get my credit back up so I can do the things I need to do . And good credit is important to me.

My Income: I make about $12000 a year i do between $650 and $1400 each month depending on business, although last year i only made $6480 for the year. This was in part because of a few medical mishaps that i suffered through last year. All is well now. I do make an additional $360 that i bring in from 6 homes that i clean monthly.

My monthly expensives are Car Payment:309.26 My home phone is 55.00 My cell phone is 38.00 J.C.Penney,s is 45.00 and misc is 60.00 . My medicines I take run me 40.00 a month.J.C.Penney,s is one of the cards that I want to delete.So as you can see it cost me around 550.00  a month.
 
I welcome any coments on my financial standing.

My dti is high but this does not take into account what my husband helps me with he is a retired auburn police officer and also has his own painting company. 

Thank you for looking and i hope you can help ghive me a 2nd chance to rebuild my credit.         

Sincerly       

Nancy                                                                                                                            
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