Paying off credit cards, small vacation for family

| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 0% |
| Lender Rate: | 34% | Borrower: | scudder25 |
| Finished | State: | KY | |
| Funded: | 100% | Group: | HR-Bad Credit BUT Good People! |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-16 | EricsCC ROI: | 32% |
| Status History | |
|---|---|
| Jul 16, 2008 | Current |
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Purpose of loan: This loan will be used to pay off high interest credit cards. Our wedding (a year and a half ago) and getting things around the house caused these debts which I would like to consolidate into one payment and hopefully take my family on a short vacation (2 to 3 days). My financial situation: I am a good candidate for this loan because I have a good history of paying my debts on time. On a couple of occasions my payment on one of my credit cards has been a day late due to me not realizing the due date was on a weekend. Also, I have so much revolving debt that it lowers my credit score. I have been at my job as a Head Start teacher for almost 7 years and I have been an assistant high school baseball and basketball coach for 8 years. My wife works at a daycare 5 days a week. Monthly net income: $ 2260.00 (mine $1300, wife $960) Monthly expenses: $ 1770 Housing: $ 260 Insurance: $ 150 Car expenses: $ 370, $150 for gas Utilities: $ 80 Phone, cable, internet: $ 100 Food, entertainment: $ 100 Clothing, household expenses $ 50 Credit cards and other loans: $ 410 Other expenses: $ 100 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 353986 | Paying off credit cards, small vacation for family | D | $3,000 @ 30% | Jun 20, 2008 | Withdrawn |
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