p2p lending at lending club
Paying off credit cards, small vacation for family
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Listing Information
Amount: $2,500.00 Status: Loan created
Grade: D DTI: 0%
Lender Rate: 34% Borrower: scudder25
Time Left: Finished State: KY
Funded: 100% Group: HR-Bad Credit BUT Good People!
Loan Information
Loan Status: Current Origination Date: 2008-07-16 EricsCC ROI: 32%
Status History
Jul 16, 2008 Current
Purpose of loan:
This loan will be used to pay off high interest credit cards.  Our wedding (a year and a half ago) and getting things around the house caused these debts which I would like to consolidate into one payment and hopefully take my family on a short vacation (2 to 3 days).

My financial situation:
I am a good candidate for this loan because I have a good history of paying my debts on time.  On a couple of occasions my payment on one of my credit cards has been a day late due to me not realizing the due date was on a weekend.  Also, I have so much revolving debt that it lowers my credit score.   I have been at my job as a Head Start teacher for almost 7 years and I have been an assistant high school baseball and basketball coach for 8 years.  My wife works at a daycare 5 days a week.  

Monthly net income: $ 2260.00 (mine $1300, wife $960)

Monthly expenses: $ 1770
  Housing: $ 260
  Insurance: $ 150
  Car expenses: $ 370, $150 for gas
  Utilities: $ 80
  Phone, cable, internet: $ 100
  Food, entertainment: $ 100
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 410
  Other expenses: $ 100
Borrower's Other Listings
353986 Paying off credit cards, small vacation for family D $3,000 @ 30% Jun 20, 2008 Withdrawn

 

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