p2p lending at lending club
Repayment
Homeownership Verified

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Listing Information
Amount: $12,000.00 Status: Expired
Grade: C DTI: 36%
Lender Rate: 17% Borrower: counterbalance
Time Left: Finished State: NY
Funded: 1% Group: (No Group)
Purpose of loan:

The proceeds of this loan will be reinvested by myself into paying off debt that has higher interest rate. If you have questions about this loan, feel free to message me. My previous loan went under Grade "A" on Prosper, and my financial situation has improved since.


My financial situation:
I have always been gainfully employed with a respectable public company as a Systems Administrator and have a steady source of income. Revolving balance of $30,000 that is shown on my credit report includes my previous Prosper loan ($15,000) that has been paid off early (you can verify that by browsing my profile) yet credit bureaus are taking time to update their files. I do not plan to pay off this loan early so you can sleep safe.

My monthly budget:
Mortgage/rent: $1,700
Insurance: $200
Car expenses: $1000
Utilities: $50
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses $300
Credit cards and other loan payments: $600
Other expenses: $0
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Total monthly expenses: $4,400
Borrower's Other Listings
85911 Reinvestment B $15,000 @ 12% Jan 17, 2007 Loan created
113628 A better reinvestment B $23,500 @ 15% Mar 20, 2007 Expired
116576 Reinvestment B $22,000 @ 15% Mar 28, 2007 Expired
119963 Relisting : Reinvestment, Reduced B $18,000 @ 14% Apr 06, 2007 Loan created

 

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