p2p lending at lending club
Paying off Bills
Homeownership Verified

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Listing Information
Amount: $7,000.00 Status: Withdrawn
Grade: C DTI: 26%
Lender Rate: 35% Borrower: nikkipin37
Time Left: Finished State: CO
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to consolidate credit card debt as well as recent medical bills.
My financial situation:
I would make a good canidate for this loan because I have a stable job that would allow me to be able to make the payments on this loan.  I also supplement my income by doing janitorial work in the evenings and on weekends.  I am a hardworking, honest, reliable person and I am committed to paying my debts in full and in a timely manner.  I have recently incurred some medical and veterinary bills which I have had to put on very high interest rate credit cards, as well as a few high interest short term loans.  This loan will help me reduce the number of payments I make each month so I'm not always worring about them.  The payment on this loan would be less than a third of the minimum payments I am currently making on these loans and credit cards.  My goal is to be completely debt free within the next 3 to 4 years.
Monthly net income: $ 4264
Monthly expenses: $
  Housing: $ 917
  Insurance: $ 100
  Car expenses: $200
  Utilities: $ 190
  Phone, cable, internet: $ 160
  Food, entertainment: $ 300
  Clothing, household expenses $ 100
  Credit cards and other loans:  $1,200 (these are the high rate credit cards and short term loans that I hope to consolidate into a new loan.
  Other expenses:
Borrower's Other Listings
307197 Paying off Medical Bills and Credit Cards D $5,000 @ 18% Apr 10, 2008 Withdrawn
307243 Paying Off High Interest Payday Loans and Credit Cards C $7,000 @ 35% Jun 20, 2008 Withdrawn
354258 Paying Off High Interest Payday Loans and Credit Cards C $7,000 @ 35% Jun 20, 2008 Expired
358661 Paying off Credit Cards and Medical Expenses C $7,000 @ 35% Jun 27, 2008 Withdrawn
359795 Paying off Bills C $7,000 @ 35% Jun 30, 2008 Expired
363687 Paying off Bills C $6,000 @ 35% Jul 08, 2008 Withdrawn
364351 Paying off Bills C $7,000 @ 35% Jul 09, 2008 Withdrawn
364359 Consolidating High Interest Loan and Credit Cards C $7,000 @ 35% Jul 10, 2008 Expired
369123 Paying off Credit Cards; 2nd Try for a Lower Amount C $5,000 @ 35% Jul 17, 2008 Loan created

 

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