p2p lending at lending club
Investment capital - no risk
Homeownership Verified

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Listing Information
Amount: $7,500.00 Status: Loan created
Grade: A DTI: 8%
Lender Rate: 11% Borrower: smart_investor
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2006-09-12 EricsCC ROI: -53%
Status History
Dec 04, 2006 Current
Apr 27, 2007 Late
May 13, 2007 1 month late
Jun 13, 2007 2 months late
Jul 13, 2007 3 months late
Aug 13, 2007 4+ months late
Dec 18, 2007 Default
I am self employed and driver for UPS.  I will have no problem paying this loan, it is actually just a test to see how it works really.  I am 27 years old and spend as much time as I can learning more and more about investing & retirement.  I do very well and am trying to make my family better off in the future with smart investing at a young age and lots of knowledge.   I can pay this loan off at any time with funds available in several locations (all funds are liquid).  Not including my house with over 75% paid off.  Most of my debt ratio which is still good is my company credit cards paid off weekly and monthly (amex card).

The funds if accepted will be used here on prosper and also with some investment ideas in stocks etc.  with much larger returns than the interest paid out on this loan. 

If you have any questions feel free to ask

Thanks for looking.
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