p2p lending at lending club
I Want to pay down those never ending credit cards
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Listing Information
Amount: $17,000.00 Status: Loan created
Grade: A DTI: 37%
Lender Rate: 17% Borrower: leep72
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-07-30 EricsCC ROI: 16%
Status History
Jul 29, 2008 Current
Purpose of loan:
This loan will be used to? pay down three credit cards that I have barely used in the past 2.5 years.  I have consistently paid over a thousand a month and the balances have hardly moved in in the past 2.5 years.  I get offers for 0% transfers all the time but have little trust in them,and  want to give as little business as possible to the cc companies.  Getting funding for this loan will help me get closer to being debt free only having house and car payments besides normal monthly bills (power,cell,cable,insurance).

My financial situation:
I am a good candidate for this loan because?I pay all my bills on time monthly and have steady household income.  742 is my experian score.  There is additional income from my spouse of over $40,000 .  I am a solid and safe candidate with no late payments on my credit report. My last attempt for a $25,000 loan went to 56% funded, so I thought I would lower the amount and pay off two  of the cards and and a large portion of the other.  
Borrower's Other Listings
348217 Want to pay down those never ending credit cards A $25,000 @ 24% Jun 10, 2008 Expired

 

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