p2p lending at lending club
Pay towards unexpected expenses.

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Listing Information
Amount: $3,000.00 Status: Withdrawn
Grade: B DTI: 34%
Lender Rate: 17% Borrower: ckw1969
Time Left: Finished State: VA
Funded: 8% Group: (No Group)
Purpose of loan: Pay towards college debt and son's tution.

My financial situation: I currently owe my college $4,208, and have to start payments on July 20th at $700.00 a month (and that took finesse - they wanted $1000.00 a month)  As of July 1st, my rent goes up 1575.00 (from 1400). I have peroneal tendonitis which requiries physical therapy, for which I pay $300.00 a month (I have been going since March, so I've already spent 900.00 and will to have to continue until October or November. My son's semi-annual tution is $2200.  I usually pay upfront because they otherwise expect a payment of $900.00 a month. I pay in August and February.

As you can see it's the little things that caught up with me.  My rent is going up an extra 175.00 and my savings ibeing, albeit temporary, lost due to an injury (at 300.00 a month.)  Also, having to pay 700 a month even a short while puts things in an even more uncomfortable spin.



Monthly net income: $ 3836

Monthly expenses: $
  Housing: $ 1575.00
  Insurance: $ 125 (Pre-tax)
  Car expenses: $ 0.00 No car
  Utilities: $ included in rent
  Phone, cable, internet: $ 165.
  Food, entertainment: $ 400 Teenage boy (Food/Groceries)
  Clothing, household expenses $
  Credit cards and other loans: $ 25 -100 (don't always use credit card - have a 500 maximum limit)
  Other expenses: $ 2200 (Semi-Annually) and Physical Therapy (Unexpected due to injury 300)
Borrower's Other Listings
351805 Debt Consolidation - Private School Payment for Son B $7,000 @ 17% Jun 17, 2008 Withdrawn
381024 Pay off debt C $3,000 @ 20% Aug 11, 2008 Withdrawn
383648 Pay off debt C $1,500 @ 19% Aug 16, 2008 Loan created

 

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