p2p lending at lending club
Please help responsible person with good income build credit

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Listing Information
Amount: $3,000.00 Status: Expired
Grade: HR DTI: 2%
Lender Rate: 14% Borrower: ps5555
Time Left: Finished State: NY
Funded: 0% Group: Professors
Thank you for viewing my listing.  I am a very responsible, well-educated individual with a verifiable income of above $70,000 per year.  Unfortunately, I was somewhat irresponsible with my finances some years back when I needed to use every resource I had in order to help out with a family emergency.  I had no idea that the damage it caused would be so deep and last for so long.  I am asking for this loan in order to help rebuild my credit.  I have zero debt, as you can see, I don't have mortgage or rent payments to make, and I am just trying to get my finances back in order.  This would be a zero risk loan for all lenders, and I would be happy to pay a higher interest rate if Prosper would allow it.  In addition, my FICO score is just under 600, which should actually make my credit grade a "D" however it isn't for some reason.  Please feel free to message me with any questions.  Thank you all very much for your help.
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