Consolidating Two Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Withdrawn |
| Grade: | AA | DTI: | 27% |
| Lender Rate: | 10% | Borrower: | smr3632 |
| Finished | State: | GA | |
| Funded: | 0% | Group: | (No Group) |
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RELISTED WITH AUTOMATIC FUNDING Background Information: I am a 29 year old Software Engineer / IT Consultant with an annual salary of 95,000. Unfortunately I have had the burden of helping a relative through a tough time which has left me unable to save money. I am in the process of cleaning my credit in hopes to achieve a 800 within within the next couple of months. My actual FICO scores are 700+ with the exception of Experian which is incorrectly reporting a Judgement from a very old paid PayDay loan (see picture). I have recently rehabilitated two Department of Education loans (see picture) which you may know is a lengthly, tedious process in which you cant miss payment. Experian lists these as current yet "derogatory" and they have been listed as deliquent on this Prosper listing. Trust that is not the case. I have been mailing Experian about this issue but they will not correct. Purpose of the Loan: I would like to pay off these credit cards. I have researched many consolidation companies and am unsatisfied with the credit results. Paying these in full will have a greater impact than consolidations and credit utilization is one of the biggest factors on credit score. I'd like to move this debt to installment credit. Itemized Monthly Expenses:
Monthly income after taxes: $4800 (pay stubs can be furnished) I will have no problem covering this ~300 or so monthly payment. Any additional information can be provided. This will be a slam dunk opportunity for those looking to make a rocksolid return on thier investment. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 45281 | Pay Off School Loans to Increase Credit | E | $4,500 @ 29% | Oct 06, 2006 | Withdrawn |
| 46705 | Need Help! Paying Down School Loans | E | $4,500 @ 25% | Oct 10, 2006 | Withdrawn |
| 47982 | Paying down school loan debt | E | $3,500 @ 29% | Oct 13, 2006 | Loan created |
| 357656 | Paying down school loan debt | AA | $7,000 @ 9% | Jun 26, 2008 | Withdrawn |
| 357669 | Consolidating Credit Card Debt | AA | $10,000 @ 10% | Jun 26, 2008 | Withdrawn |
| 358293 | Consolidating Two Credit Cards | AA | $10,000 @ 10% | Jun 27, 2008 | Withdrawn |
| 360467 | Consolidating Two Credit Cards | AA | $5,000 @ 9% | Jul 01, 2008 | Withdrawn |
| 362030 | Consolidating Two Credit Cards | AA | $10,000 @ 9% | Jul 04, 2008 | Withdrawn |
| 365246 | Consolidating Two Credit Cards | AA | $10,000 @ 15% | Jul 10, 2008 | Loan created |
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