p2p lending at lending club
1st time homebuyer!

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Listing Information
Amount: $2,000.00 Status: Expired
Grade: D DTI: 14%
Lender Rate: 8% Borrower: kingskid01
Time Left: Finished State: TX
Funded: 0% Group: BORROWERS - Free instant Listings - LARGEST GROUP
About me:  I am a mom of a 4yr old son. I am a technical research analyst and have been in the health insurance industry for 15 years. I have been with my employer for 4 years and enjoy my job.  

 
WHAT I WILL DO WITH THE MONEY LOANED TO ME: I have now spoken with a mortgage officer and will be 100% financed. I will use this loan to pay my earnest money, closing costs; and if house doesn't come with.. appliances. I will also pay off my 1st Prosper loan. I would like to keep my 401(k) for its intended purpose.  

MY MONTHLY FINANCES:
 NET INCOME-$2550

 RENT- $665
 WATER - $50
ELECTRIC $180 HIGHEST
 PHONE- $40
GAS-    $150
 CAR INSURANCE-$100
DAYCARE-$280
FOOD-  $200
1ST PROSPER LOAN-$40
MC CREDIT CARD-MINIMUM PYMNT $30 (I USUALLY PAY OFF BALANCE)
AUTO PAYMENT $260.00

TOTAL MONTHLY EXPENSES - $1965


I do plan to keep my mortgage at $800


  

That will leave me with $500 to make the payments on my 2ND Prosper loan. FYI--- I do receive court appointed child support in the amount of $476 monthly but did not feel comfortable listing in my net income. 

  I thank all  who take the time to consider all I have stated and as a end note would like to say that with this opportunity I will be able to improve mine and my sons future which will allow me to one day soon be able to turn around and help others to ?prosper?.

Thanks again in advance,    
Borrower's Other Listings
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226954 1st time homebuyer! HR $5,000 @ 8% Nov 06, 2007 Withdrawn
230977 1st time homebuyer! HR $3,000 @ 8% Nov 13, 2007 Withdrawn
230981 1st time homebuyer! HR $3,000 @ 8% Nov 13, 2007 Withdrawn
252704 1st time homebuyer! HR $2,000 @ 8% Dec 26, 2007 Expired

 

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