Refinance car payment
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 14% |
| Lender Rate: | 12% | Borrower: | Chewbaka |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-08 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Jul 09, 2008 | Current |
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Purpose of loan: I purchased this truck last year from a buy here pay here dealership, and I'm currently paying $100.00 per week. I've paid about $4000 on it, but with gas prices and other unpredictables, it is becoming difficult to pay on a weekly basis. I would like to put the balance into a Prosper loan so that I can manage it a little easier, and also get the kudos on my credit report! My financial situation: I have painstakingly rebuilt my credit after some bad decisions as a youngster. I am a 32 year old, happily married mother of 2 and a full time office manager for a major corporation. My credit has become extremely important to me and I would not jeapordize it. My husband and I have been married for 15 years and have learned all of these lessons together. We are a stable family and we honor our debts. Monthly net income: $ 2331 by myself, $5174 including my husband's income. Monthly expenses: $ Housing: $ 1308 Insurance: $ 110 Car expenses: $ 250 (this is all gas - my husband is a mechanic so we don't have a lot of other expenses.) Utilities: $ 250 Phone, cable, internet: $ 136 Food, entertainment: $ 500 Clothing, household expenses $ 100 Credit cards and other loans: $ 665 - If I am approved for this loan, this number would drop to about $465.00. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 215839 | Consolidate bills, Make home repairs | A | $5,500 @ 9% | Oct 14, 2007 | Loan created |
| 350394 | Consolidate Prosper and Car payment | A | $12,000 @ 10% | Jun 14, 2008 | Withdrawn |
| 352197 | Consolidate Prosper and Car payment | A | $12,000 @ 14% | Jun 17, 2008 | Expired |
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