Refinance Wells Fargo Visa

| Listing Information | |||
|---|---|---|---|
| Amount: | $1,500.00 | Status: | Expired |
| Grade: | B | DTI: | 9% |
| Lender Rate: | 8% | Borrower: | gardengirl |
| Finished | State: | TX | |
| Funded: | 10% | Group: | (No Group) |
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Purpose of loan: This loan will be used to refinance my Wells Fargo Visa account, which has been closed since 2003. I have previously posted a listing for this same purpose - at that time, in November 2007, the balance on the account was $4080. I have since sold my car and have used the savings from the lack of a car payment to pay it down to under $1600. I have an existing Prosper loan which I have chosen not to pay off at this time. I have made the decision to apply extra debt payments to more high-cost balances, which has worked out very well so far. My financial situation: I am a 28-year-old software developer in a stable position with an annual salary of $80,080. The table below represents my averaged spending for the past 6 months. The figure is net taxes and contributions to my retirement account. "Discretionary" includes such monitor budget items as subscriptions, clothing, entertainment, gifts, etc.
Thank you for your consideration. I do understand that my location in Texas keeps this listing from being as competitive as it could be but I would appreciate your bid. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 84677 | Refinance Dell Preferred credit account | B | $2,110 @ 9% | Jan 13, 2007 | Loan created |
| 226293 | Refinance Wells Fargo Visa | B | $4,080 @ 8% | Nov 05, 2007 | Expired |
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