My Inconvenient Truth
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 40% |
| Lender Rate: | 12% | Borrower: | grullagirl |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Not Active |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-07 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Jul 09, 2008 | Current |
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Purpose of loan: I will use the funds to pay off my high interest balances on several credit cards. I am normally conservative with my money, but as my invaluable assistant tells me, I spend money like a Libra??? Well, with the way that the economy is going, I have changed my ways and am now budgeting much, much, better. No more superfluous purchases for this girl. My financial situation: I am a full time Association Manager for an HOA management company. I work on-site and have been here for over ten years. I also am a partner in a home based business and have a seasonal business of checking homes for absentee homeowners during summer months. I am a lender on Prosper, have two retirement accounts, and have enough assets to cover this loan should an emergency arise. Would rather not sell off tax -free investments now. Our monthly gross income is approximately $10,000.00. House payment is $2,500.00. The business partnership pays for all utilities except for cable and land line. Approx. $100.00 per month. My personal car pmt. is $400.00. All other vehicle/equipment pmts. are paid by the partnership. I am an honest, hardworking girl that takes my debts very seriously. By bidding on this loan you will help me get out of this minor predicament I am in with the credit cards and you will make a little bit too. Thank you for considering this loan. |
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