p2p lending at lending club
Building Credit For Home Purchase

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Listing Information
Amount: $12,000.00 Status: Withdrawn
Grade: AA DTI: 0%
Lender Rate: 9% Borrower: creditbuild
Time Left: Finished State: CA
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to?

I will be purchasing my first home in a year or two and am looking to build some additional credit. 

My financial situation:
I am a good candidate for this loan because?

My credit already excellent.  I have 0 debt, no student loans, credit card debt, or monthly car payments.  However; since I plan on buying a home in the next year or two I would like to build a history of making fixed monthly payments (other than credit cards which I always pay off in full every month).  I worked through college, so I never had to take out any loans, and I've paid for every car I owned up front without any financing.  I don't plan on doing anything with the money other than leave it in a high yield CD / Savings account.   

The only fixed expenses I have are as follows:
Rent: 800
Utilities: 50
Gas: 150
Groceries: 150
Gym: 50
Cell Phone: 50
Car Insurance: 90

I am looking forward to buying my first home, and hopefully with your help I will be one step closer.  Thank you.
Borrower's Other Listings
358154 Looking to reinvest in prosper AA $10,500 @ 10% Jun 26, 2008 Expired
364863 Looking to reinvest in prosper AA $10,000 @ 9% Jul 09, 2008 Loan created

 

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