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Paying off Foolish Debt

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Listing Information
Amount: $10,000.00 Status: Loan created
Grade: B DTI: 19%
Lender Rate: 14% Borrower: polcat
Time Left: Finished State: NC
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-07-07 EricsCC ROI: 12%
Status History
Jul 09, 2008 Current
Purpose of loan:
This loan will be used to?consolidate  some small loans made within the past year. Would like to be making one payment instead of several.    

My financial situation:
I am a good candidate for this loan because  ?although  I am retired, I also draw social security and  I am presently working 32 to 40 hours a week because I enjoy working.  Our Home and Three Vehicles are paid for and just completed new siding,windows and doors as well as a new roof for our Home. Now my wife is retiring also. 
thly net income: $ 3400.00

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 540.00
  Car expenses: $ 0
  Utilities: $ 130.00
  Phone, cable, internet: $ 150.00
  Food, entertainment: $ 500.00
  Clothing, household expenses $ 200.00
  Credit cards and other loans: $ 400.00
  Other expenses: $ 0
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