p2p lending at lending club
Invest in Prosper
Homeownership Verified

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: AA DTI: 15%
Lender Rate: 6% Borrower: JFG1
Time Left: Finished State: FL
Funded: 100% Group: Sunset Lending
Loan Information
Loan Status: Current Origination Date: 2008-07-08 EricsCC ROI: 5%
Status History
Jul 09, 2008 Current
Purpose of loan:
Investing back in Prosper.  This is a great market and my experience as a business owner makes me a solid investment. 
I manage my own 401K, averaged over 17% return last year.  I have had extensive experience in asset management with a previous employer Textron Financial.

My financial situation:
I have good solid credit. I'm not a believer in uncollateralized dept nor in credit cards debt.

What about my income?  Expenses?:
My company pays for a good portion of my expenses. Therefore, as you can see my debt to income ration is very good. There are multiple sources of income, overall household is over $70,000. Regarding expenses, there is a very small mortgage at $325. per month and utilities at about $300. per month. Things like cell phone, gasoline, etc. are paid by company. All cars, motorcycle, and other toys were paid in cash or have been paid off.
The details:
I am an officer with Emerald Pro Corp. I also run an Amazon store and have an eBay Trading Assistant. My wife is also employed full time. Looking at just my company salary - Monthly income: $2,200; Expenses: Mortgage: $325 Utilities: (about) $300 Auto Ins.: $109 1 open revolving credit card with about $3000. balance I'm paying about 2x minimum payment monthly: $100 1 AMex which I use for spending money and payoff every month: (about) $350.
Borrower's Other Listings
349750 Invest in Prosper AA $3,000 @ 5% Jun 18, 2008 Withdrawn

 

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