EXPAND BUSINESS! LOAN VERY LOW RISK AND HIGH RETURN
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Expired |
| Grade: | B | DTI: | 36% |
| Lender Rate: | 15% | Borrower: | Investors_edge |
| Finished | State: | NC | |
| Funded: | 12% | Group: | Computer Professionals, Engineers and Business Startups |
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Purpose of loan: Fixing A/C - 2,000.00 Starting in home Daycare ? 5,000 My financial situation: Please note that the reason for my credit drop is because we have just bought another house and are currently renting out our previous house. The rent covers more than the morgage but I am not counting as income because it will go towards repairs or making an extra mortgate payment. My wife has a home based Daycare business which is only bringing in about $2,000 a year as of now, but hopes to have that # up to over $25,0000 soon. She also goes to school which she has scolarships and collects the GI Bill. I work a Full time job with a steady income making $60,000 plus a year doing machinery alignment and driving a truck. My pay fluctuates month to month depending on hours I work but the yearly average is always 60,000 or more. Monthly net income: $ 2,900.00 Monthly expenses: $ 1,750.00 Housing: $ 700.00 Insurance: $ 50.00 Car expenses: $ 360.00 Utilities: $ 150.00 PROSPER LOAN: $ 250.00 PROSPER LOAN: $ 250.00 (Estimated loan payment) Credit cards and other loans: $ 200.00 About ME Hello everyone! Thank you for looking. I am a married and have 2 kids, and a dog. My Wife and I got out of the Army and moved to NC. As you see I have an A Credit rating and have NEVER had a single late payment. I started working on my credit report at 18 years old, and I am not about to mess it up now. The reason for the loan is to expand a in home daycare. My wife has desided to start watching kids and we estimate needing about $5,000 for that and $2,0000 is for getting out A/C fixed. The daycare requires getting cribs, nap mats, books, ect... If you have a kid you know how costly it can be but we are setting up for 4-6 kids infant to toddler. My wife is bringing in 1,000 a month by going to school using our GI Bill through the Army, scholarships and grants she has received. My wife?s money is used for investments, products, and taking care of grandma. And now operating a in home daycare. MY PREVIOUS PROSPER LISTING: (Note: Loan was paid off with NO LATE PAYMENTS! AND WELL BEFORE THE 3 YEAR MARK!!) Listing #71275 https://www.prosper.com/public/lend/listing.aspx?listingID=71275 Thanks for looking and I hope to bring you a stream of steady income. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 71275 | CONSOLIDATION! LOAN VERY LOW RISK AND HIGH RETURN | A | $4,500 @ 8% | Dec 07, 2006 | Loan created |
| 155087 | EXPAND BUSINESS! LOAN VERY LOW RISK AND HIGH RETURN | A | $8,100 @ 10% | Jun 21, 2007 | Loan created |
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