Credit Card interest is outrageous
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 17% |
| Lender Rate: | 6% | Borrower: | aamjohns |
| Finished | State: | IN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-03 | EricsCC ROI: | 5% |
| Status History | |
|---|---|
| Jul 09, 2008 | Current |
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Purpose of loan: This loan is purely to pay off debt accumulated on a credit card. The credit card company raised the interest rate and I called to try and negotiate lowering the rate. I was told they periodically look at accounts and I will be told if they want to lower the rate when the evaluate. I asked them to please consider me now and basically got told no. So, I want to pay this credit card off with a loan at a lower interest rate, so I can repay the debt quicker. My financial situation: I pay my bills. I pay as much as I can. I understand the responsibility that goes with credit. I also understand how it can be nearly impossible to make headway on debt repayment when the interest rate is too high. |
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