p2p lending at lending club
LISTING AGAIN, NEED TO PAY OFF DEBT NEWLY MARRIED
Homeownership Verified

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Listing Information
Amount: $12,500.00 Status: Loan created
Grade: B DTI: 25%
Lender Rate: 30% Borrower: LIVINFAITH
Time Left: Finished State: CA
Funded: 100% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
Loan Information
Loan Status: Current Origination Date: 2008-07-07 EricsCC ROI: 28%
Status History
Jul 09, 2008 Current
Purpose of loan:
This loan will be used to help pay down high interest credit cards, property taxes, attorney fees and a cash call loan that has an outrageous interest rate. I want to consolidate to make life much easier, as I just got married, June 14th. Currently I have $966.00 in payments each month, and with the prosper loan my payments will drop to approx $556.00 saving me money each month, and will be paid off in 3 years or less. I have also taken aprox. 10K from my IRA to help pay some of the other debt outstanding, as I want to be clear of debt and only have one payment each month rather than 10. I hope with a more detail listing this will help in funding my loan this time. Thank you &  God Bless.

My financial situation:
I am a good candidate for this loan because? I am a stable honest hard working man, always pay my bills on time.

Monthly net income: $ 4300.00 plus rental income of $800.00, and fiance income $4,460.00, a total of $9,560.00. Together  we make enough money that there will not be a problem in paying back the prosper loan. 
 

Monthly expenses: $                                
  Housing: $ 1700.00 shared
  Insurance: $ 200.00
  Car expenses: $ 680.00
  Utilities: $ 150.00 shared 1/3
  Phone, cable, internet: $ 200.00
  Food, entertainment: $ 300.00
  Clothing, household expenses $ 75.00
  Credit cards and other loans: $ 966.00 
  Other expenses: $ 200.00
Borrower's Other Listings
336943 GETTING MARRIED WANT TO PAY OFF DEBT B $18,000 @ 20% May 21, 2008 Withdrawn
339261 GETTING MARRIED WANT TO PAY OFF DEBT B $20,000 @ 22% May 26, 2008 Withdrawn
342467 GETTING MARRIED WANT TO PAY OFF DEBT B $14,000 @ 25% Jun 01, 2008 Expired
346773 LISTING AGAIN, NEED TO PAY OFF DEBT GETTING MARRIED B $14,000 @ 25% Jun 08, 2008 Expired

 

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