p2p lending at lending club
Pay Car Off and Buy New AC
Homeownership Verified

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Listing Information
Amount: $8,000.00 Status: Loan created
Grade: A DTI: 26%
Lender Rate: 12% Borrower: perfectpest
Time Left: Finished State: VA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-07-10 EricsCC ROI: 11%
Status History
Jul 09, 2008 Current
ABOUT ME: My name is Perfect Pest. I get my name because I worry my neighbor to death. I?m a collector of dolls. I?ve been in employed as a medical coder for the last 25+ years. I have no Expenses for children, Consumer Loans, School Loans or Payday Loans.

EXPLANATION OF CREDIT: My credit is pretty good. I?ve been trying to improve it over the years.

HERE ARE MY MONTHLY FINANCIAL DETAILS:
Net income after payroll deductions from all sources: $ 2400
Saving: $ 50.00
Mortgage/Rent: $ 812.00
Phone(s): $ 147.13
Electricity: $ 107.00
Water: $ 15.00
Credit Cards and interest rate:
$ 171.00[BOA], 29%
$30.00 [Discovery], 3.90%
$40.00 [HOME DEPOT] 15.48%
Car Payment(s): $ 305.00
Insurance:
$ 115.00[car]
$ 47.00 [Life insurances]
Gas (Car): $ 150.00
Food: $ 130.00
Cable/Sat/Internet: $ 60.00
Medical: $ 25.15
Other expenses: $0
----------------------
Total Monthly Expenses: $ 2075.00
Leaving me $ 325.00 a month.

WHAT I WILL DO WITH THE MONEY LOANED TO ME: This loan will use to purchase a new AC unit at the cost of $5500.00, pay my car off ($2000.00), pay loan closing fee of $160.00 and the remaining will be saved or put back into prosper. Once the car is paid off, the saving will be more than enough to pay this loan.

 

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