Pay Car Off and Buy New AC

| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 26% |
| Lender Rate: | 12% | Borrower: | perfectpest |
| Finished | State: | VA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-10 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Jul 09, 2008 | Current |
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ABOUT ME: My name is Perfect Pest. I get my name because I worry my neighbor to death. I?m a collector of dolls. I?ve been in employed as a medical coder for the last 25+ years. I have no Expenses for children, Consumer Loans, School Loans or Payday Loans. EXPLANATION OF CREDIT: My credit is pretty good. I?ve been trying to improve it over the years. HERE ARE MY MONTHLY FINANCIAL DETAILS: Net income after payroll deductions from all sources: $ 2400 Saving: $ 50.00 Mortgage/Rent: $ 812.00 Phone(s): $ 147.13 Electricity: $ 107.00 Water: $ 15.00 Credit Cards and interest rate: $ 171.00[BOA], 29% $30.00 [Discovery], 3.90% $40.00 [HOME DEPOT] 15.48% Car Payment(s): $ 305.00 Insurance: $ 115.00[car] $ 47.00 [Life insurances] Gas (Car): $ 150.00 Food: $ 130.00 Cable/Sat/Internet: $ 60.00 Medical: $ 25.15 Other expenses: $0 ---------------------- Total Monthly Expenses: $ 2075.00 Leaving me $ 325.00 a month. WHAT I WILL DO WITH THE MONEY LOANED TO ME: This loan will use to purchase a new AC unit at the cost of $5500.00, pay my car off ($2000.00), pay loan closing fee of $160.00 and the remaining will be saved or put back into prosper. Once the car is paid off, the saving will be more than enough to pay this loan. |
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