p2p lending at lending club
consolidate bills and dental work
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Listing Information
Amount: $8,000.00 Status: Cancelled
Grade: B DTI: 13%
Lender Rate: 14% Borrower: malebiker1
Time Left: Finished State: TX
Funded: 100% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
Please help this is our third attempt..i didnt realize i was that much of a risk to take three attempts but i am giving it a shot anyway...all i can do is try.
   I messed up my credit quite a bit when i was younger and have most of it straightened outwith each loan i pay off my credit gets better.
  My g/f and i have been together for 11 yrs she has few teeth left and needs a root canal and dentures. The procedure is 14764.53. we have most of it with this loan we can get the work done AND afford the payments by consolidating all our credit bills .    
    I am a 42 yr old man I work as a ASE Cert Technician getting paid on commission. What i am trying to do is get credit bills consolidated and get enough money up to allow my G/F get the dental work she needs. I have sold my customized truck to get some of the money but we are still 8,000.oo short of our goal.
  We both work, her for a custom cabinet maker and myself i work at a small mom and pop type auto repair shop that has LOTS of room for growth. I want to buy the shop i work at, BUT i have a few things to take care of first .Right now we are making 600.oo per month payments on credit bills. If we can get that down to about 350-400 a month or less, then we can make all the payments with a few dollars left over .  
  credit cards 24.55%  paying minimum 35.oo per month which would mean a payoff in 2011 
  car loan one 18.67%   payment per month 250.oo 
  car loan two 19.32%   payment per month 300.oo both car loans are loans against Customized cars title held for  collateral. 
  Dell Computer 21.00%  payment per month 42.00 
  house payment 648.20 per month plus our normal house billes internet,water,electric,auto ins.,cell phone, all in total our bills avg. 2350.oo-2500.oo avg income is 2463.72 per month both paychecks and i start a second job (P/T)in sept 06.
   I know it sounds simple but it took a lot of time to figure how this would work and it will.
   In the past i took a hobby of working on motorcycles into a succesful full time shop.I retired that shop to get back into the automotive field.I have been schooling on the newest Hybrid cars and alternative fuel cars. 

 thank you for your time in reading
     Mike and Lana
Borrower's Other Listings
30537 dental work and consolodate bills D $8,000 @ 20% Aug 10, 2006 Expired
33405 DENTAL WORK AND CONSOLIDATE BILLS D $8,000 @ 21% Aug 22, 2006 Expired
50653 CONSOLIDATE BILLS AND DENTAL WORK D $7,500 @ 22% Oct 19, 2006 Expired
71929 DENTAL WORK AND CONSOLIDATE BILLS C $8,000 @ 18% Dec 07, 2006 Loan created

 

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