p2p lending at lending club
Pay off college credit cards.

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Listing Information
Amount: $7,210.00 Status: Withdrawn
Grade: D DTI: 38%
Lender Rate: 26% Borrower: tamaira_46
Time Left: Finished State: WA
Funded: 27% Group: (No Group)
Purpose of loan:
This loan will be used to pay off all my credit cards, that way I'll only have one monthly payment.

My financial situation:
I am a good candidate for this loan because I pay all my bills on time. I have a steady job and I keep getting promoted. Right now I am an undecover investigator at Target, an Investigation Specialist is what it is formally called. I started off this position at $15.00. But all of last years financial information shows $10.50 (which is my last position) so that is what I put on my yearly income. If I can pay all my credit cards every month without being late when I was making 10.50/hour, I can pay my monthly payments on a Prosper loan without a problem.

The reason I have so much debt so far is because of college. I recieved my BA in Criminal Justice from Eastern Washington University. I was unable to recieve a loan without my parents co-signing on my last quarter so I used my credit cards.

Monthly net income: $ 2,200

Monthly expenses: $
  Housing: $ 350.00
  Insurance: $ 215.00
  Car expenses: $ 100
  Utilities: $ 30
  Phone, cable, internet: $ 60
  Food, entertainment: $ 100
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 500
  Other expenses: $ n/a
Borrower's Other Listings
350541 Need to pay off credit cards!! D $7,210 @ 22% Jun 14, 2008 Expired
356914 Pay off college credit cards. D $5,700 @ 14% Jun 25, 2008 Loan created

 

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