Lower Interest Rates
| Listing Information | |||
|---|---|---|---|
| Amount: | $14,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 23% |
| Lender Rate: | 9% | Borrower: | Cowcatute |
| Finished | State: | WA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-01 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Jun 30, 2008 | Current |
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Purpose of loan: I have been paying down my first Prosper loan and am very happy to see my debt declining. Everything went so well with the first loan, I decided to move the balance of my debt to a second loan. I love the idea of being debt free within 3 years. Changing from a revolving type of debt plan to an installment plan has made a huge difference in my spending as well. My financial situation: I have been on my job for 6+ years, have 37% equity in my home, contribute monthly to my 401K. In the last year I have worked diligently and reduced my personal debt by 12K. This is just another step in that process. Monthly net income: $5,100 Monthly expenses: $ Housing: $ 2,000 Insurance: $ 80 Car expenses: $ 400 Utilities: $ 60 Phone, cable, internet: $ 48 Food, entertainment: $ 200 Clothing, household expenses $ 150 Credit cards and other loans: $ 300 Other expenses: $ 200 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 225322 | Payoff Hi Interest Rate Credit Card | AA | $12,000 @ 13% | Nov 03, 2007 | Loan created |
| 354515 | Lower Interest Rates | AA | $12,000 @ 10% | Jun 20, 2008 | Withdrawn |
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