p2p lending at lending club
Consolidating debt/ cushion for emergencies

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: C DTI: 16%
Lender Rate: 35% Borrower: djfireball
Time Left: Finished State: WA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-06-25 EricsCC ROI: 33%
Status History
Jun 28, 2008 Current
Purpose of loan:
This loan will be used to pay down some debt, and to have a little money in saving for emergencies.

My financial situation:
I am a good candidate for this loan because i work full-time and i am a non-traditional student at central Washington university. I currently have 8 credit cards and i want to get rid of them most have a zero balance but i have them for just in case. If i get this loan i wont need them. I am also in a lease to own option for a house and we will be assuming the loan on a 2005 3 bedroom 2 bath house and we just found out we have a baby on the way. I had some credit issues in the past but my credit is getting alot better and this will really help. The DQ is an unpaid speeding ticket which is being repaid. I never received a notice from the creditor and i am also disputing it. This loan will be paid back before the end of one year.

Monthly net income: $ 2200.

Monthly expenses: $
  Housing: $ 150
  Insurance: $ 70
  Car expenses: $50
  Utilities: $40
  Phone, cable, internet: $130
  Food, entertainment: $ 300
  Clothing, household expenses $ 30
  Credit cards and other loans: $ 75
  Other expenses: $ 100
Borrower's Other Listings
342515 Consolidating debt/ cushion for emergencies C $5,000 @ 26% Jun 01, 2008 Withdrawn
346021 Consolidating debt/ cushion for emergencies C $5,000 @ 22% Jun 06, 2008 Expired
350334 Consolidating debt/ cushion for emergencies C $3,000 @ 22% Jun 13, 2008 Expired

 

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