Paying Off High Interest Payday Loans and Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Expired |
| Grade: | C | DTI: | 33% |
| Lender Rate: | 35% | Borrower: | nikkipin37 |
| Finished | State: | CO | |
| Funded: | 5% | Group: | (No Group) |
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Purpose of loan: This loan will be used to consolidate high interest pay day loans and credit cards as well as pay off veterinary bills. My dog has been very ill, and the vet bills are just astronomical. I just cannot seem to catch up no matter how hard I try because the interest rates on my current loans are soooooooooo high. I would like to use the proceeds from this loan to pay off those high interest debts as well as recent medical bills. My financial situation: About 4 years ago, I lost my job of 12 years unexpectedly (due to company cutbacks), after a non-productive job search and after exhausting every other avenue, I felt I had no choice but to file bankruptcy. Up until I became unemployed, I had perfect credit, never a late payment. I am a trustworthy, honest person who just had a streak of bad luck. I am trying to reestablish a good credit history as well as my own self esteem. I was finally able to find employment at a great company, and I have been here for 2 1/2 years now. My probability of continued employment at my current job looks very good. I also have started my own janitorial business in the evenings and on weekends to supplement my income. I am trying to rebuild my life, I just need a little help and a second chance. Monthly net income: $ 3480 Monthly expenses: $ Housing: $ 917 Insurance: $ 100 Car expenses: $200 Utilities: $ 90 Phone, cable, internet: $ 100 Food, entertainment: $ 150 Clothing, household expenses $ 50 Credit cards and other loans: $ 150 Other expenses: $ 1,200 (these are the high rate loans and medical bills that I hope to consolidate into a new loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 307197 | Paying off Medical Bills and Credit Cards | D | $5,000 @ 18% | Apr 10, 2008 | Withdrawn |
| 307243 | Paying Off High Interest Payday Loans and Credit Cards | C | $7,000 @ 35% | Jun 20, 2008 | Withdrawn |
| 358661 | Paying off Credit Cards and Medical Expenses | C | $7,000 @ 35% | Jun 27, 2008 | Withdrawn |
| 359786 | Paying off Bills | C | $7,000 @ 35% | Jun 30, 2008 | Withdrawn |
| 359795 | Paying off Bills | C | $7,000 @ 35% | Jun 30, 2008 | Expired |
| 363687 | Paying off Bills | C | $6,000 @ 35% | Jul 08, 2008 | Withdrawn |
| 364351 | Paying off Bills | C | $7,000 @ 35% | Jul 09, 2008 | Withdrawn |
| 364359 | Consolidating High Interest Loan and Credit Cards | C | $7,000 @ 35% | Jul 10, 2008 | Expired |
| 369123 | Paying off Credit Cards; 2nd Try for a Lower Amount | C | $5,000 @ 35% | Jul 17, 2008 | Loan created |
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