Obstacles are frightful when your eyes are off the goal
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,800.00 | Status: | Expired |
| Grade: | HR | DTI: | 7% |
| Lender Rate: | 35% | Borrower: | Fehu |
| Finished | State: | UT | |
| Funded: | 17% | Group: | (No Group) |
|
" Obstacles are frightful when you take your eyes off the goal." Transunion score 637 no lates 24 months FAIR Equifax score 620 no lates 24 months FAIR Esperian 632 no lates 24 months FAIR ?Respect for self; Respect for others; and Responsibility for all your actions." Purpose of loan: This loan will be used to pay off one high interest credit card. I only have two at 29% interest this will pay off one allowing some funds to free up to pay the other one off. Also my scores are moving up the ladder and this will help them go up more. One may ask why get a 35% interest when I have 29%? Two good reasons: a) The credit bureaus lower scores for maxed out credit cards and raise them on personal loans. b) I am hoping my loan is bid down to maybe 24%. The lender still makes money and my scores go up !! My financial situation: I am a good candidate for this loan because? I am a responsible business woman with 30 yrs. of successful business experience. I have a great job I have been at for 8 years with a good income. I pay my bills on time. My Credit scored are going up. No lates on any of my bills. I am listed with HR credit I believe because I had a Bankruptcy two yrs ago due to ex husbands debts that were sinking me. prosper lists a late but I have no lates. The only downside to prosper is that many of the HR credits should be looked at closer and not listed as such. I am a member of Identity guard that monitors my credit, alerts me if there are changes, keeps a monthly record of my scors and reports them to me, allows me to see my credit any time I choose from all three bureaus. I am goal oriented to raise my scores to 700's then to the 800's. Monthly net income: $ 3,166 Monthly expenses: Housing: $ 850 Insurance: $ 100 Car expenses: $ 300 Utilities: $ 400 Phone, cable, internet: $ 150 Food, entertainment: $ 400 Clothing, household expenses $ 60 Credit cards and other loans: $ 300 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 258291 | Day Spa Opening / All equipment Paid Just 6K needed to open | HR | $6,000 @ 25% | Dec 31, 2007 | Withdrawn |
| 259428 | Day Spa Opening/ need only 6K more for electrical on bldg. | HR | $6,500 @ 35% | Jan 03, 2008 | Withdrawn |
| 260365 | Day Spa Opening/ need only 6K more for electrical on bldg. | HR | $4,800 @ 35% | Jan 05, 2008 | Withdrawn |
| 260366 | Day Spa Opening/ need only 4K more for electrical on bldg. | HR | $4,800 @ 35% | Jan 05, 2008 | Expired |
| 265748 | Day Spa Opening/ Responsible Ethical Borrower 2nd listing | HR | $4,800 @ 35% | Jan 15, 2008 | Expired |
| 271494 | Day Spa Opening/ 630 scores,Ethical Borrower | HR | $3,400 @ 35% | Jan 25, 2008 | Expired |
| 350040 | Paying off 1 at a time | HR | $1,800 @ 35% | Jun 13, 2008 | Withdrawn |
| 358523 | Obstacles are frightful when your eyes are off the goal | HR | $1,800 @ 28% | Jun 27, 2008 | Loan created |
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