Cleaning House! (Re-List)
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 37% |
| Lender Rate: | 15% | Borrower: | Sunshine14 |
| Finished | State: | NJ | |
| Funded: | 100% | Group: | Sonic Lenders |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2006-09-19 | EricsCC ROI: | -8% |
| Status History | |
|---|---|
| Sep 19, 2006 | Current |
| Mar 07, 2007 | Late |
| Mar 19, 2007 | 1 month late |
| Apr 20, 2007 | 2 months late |
| May 20, 2007 | 3+ months late |
| Jun 09, 2007 | 3 months late |
| Jun 20, 2007 | 4+ months late |
|
I didn't get funded 1st time around, so I'm re-listing. My GL has vetted my listing. Purpose of Loan Get finances in order by paying off five PDLs and getting current on household bills and credit cards. Since my original listing I have paid 1 PDL in full, paid down another, made payments on both mortgages and brought 2 credit cards current. This loan will allow me to return to positive cash flow every month. PDLs United Cash- $546 Magnum- $712 FSM- $455 Sonic cash- $640 Xtra Cash- $340 Total $2693 I have been employed (FT) 6 years with a government agency, and I also have a PT job as a dispatcher. Additionally I also collect $875/month in rent. Monthly income 1st Job $2756 2nd Job $600 Rental $875 Child Support -$183 Total - $4414 My expenses (including debt repayment) total $5427/month, leaving me with $(1013)/month - obviously a negative cash flow situation. Using the Prosper Loan to satisfy my PDL?s, my monthly cash flow would turn positive to $708/month. It would also afford me the ability to begin my debt recovery plan which gets me debt free in 11 years! http://prosperlenders.wikispaces.com/space/showimage/DetailedCashFlow.htm http://prosperlenders.wikispaces.com/space/showimage/CashFlowSummary.htm http://prosperlenders.wikispaces.com/space/showimage/DebtPlan.htm A full description of my credit report which my GL (SophTommy00) has vetted can be found at: http://prosper.spreebb.com/index.php?showtopic=6272 Thank you for your time, consideration and investment. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 29192 | Need help catching up | E | $5,000 @ 15% | Aug 05, 2006 | Withdrawn |
| 29895 | On My Feet | E | $2,800 @ 15% | Aug 08, 2006 | Withdrawn |
| 30987 | Brigher Days Ahead | E | $2,500 @ 14% | Aug 13, 2006 | Withdrawn |
| 30990 | Brighter Days Ahead | E | $2,500 @ 14% | Aug 13, 2006 | Withdrawn |
| 31852 | Brighter Days Ahead! | E | $2,800 @ 15% | Aug 16, 2006 | Withdrawn |
| 32312 | Cleaning House! | E | $5,000 @ 15% | Aug 18, 2006 | Expired |
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