p2p lending at lending club
To help Pay down Credit Cards

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Listing Information
Amount: $3,700.00 Status: Loan created
Grade: A DTI: 61%
Lender Rate: 16% Borrower: Lozvin11
Time Left: Finished State: TN
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-06-30 EricsCC ROI: 15%
Status History
Jun 28, 2008 Current
Purpose of loan:
This loan will be used to? I want this loan so I can stop using my credit cards for basic essential items. With this loan I will be able to pay down my credit cards each month, there by having more income as the debt go down monthly.I am the type of person Prosper should take a chance on.
My financial situation:
I am a good candidate for this loan because? I am a good candidate for this loan because I pay my bills on time. I have only miss's one credit card payment in twelve years. This was due to Citi bank sending my bill to the wrong address. My credit indicates that I pay my bills on time.I get a longevity check every November 19 in the amount of 3,000 dollar.(State employee,s benefit) After tax are taking out it will be about 2400 hundred dollar.Because of this factor I will be able to pay the loan off quicker.. I want to prepare for the next chapter of my life. I am a college counselor that deals with high risks students. I have work with these students for over 29 years.
(Net Monthly Income 2,657.42) 
Rent Apartment 455    No water, cable or internet bills,this is included in the rent ( Foods 50.00)
Credit Cards 1,000
Utilities 100
Car Payment 306,01
Borrower's Other Listings
333462 Pay Off Credit Cards A $21,400 @ 32% May 15, 2008 Withdrawn
352694 Pay Off Credit Cards A $3,700 @ 12% Jun 18, 2008 Withdrawn

 

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